Associate, National Accounts - CIBC, Toronto

About the Role

CIBC National Accounts focuses on corporate lending for public and large private businesses, specializing in structuring and managing syndicated credit facilities and complex structured transactions. As an Associate, you will play an integral role in supporting senior bankers across the origination, structuring, execution, and ongoing management of senior credit facilities for a diversified portfolio of corporate clients. This position offers a unique opportunity to work on complex transactions, gain direct client exposure, and build deep expertise in corporate lending and credit analysis. At CIBC, we empower our team members to make a meaningful impact, recognizing their strengths and ambitions, because we need talented, passionate professionals dedicated to doing what’s right for our clients.

Key Duties

In this dynamic role, your responsibilities will span several critical areas of corporate lending and client management:

• Support due diligence for new and existing credit transactions. Assist in the structuring and execution of senior credit facilities and help prepare credit submissions, information memoranda, and client presentation materials.
• Analyze financial statements, operating performance, and market data. Build and maintain financial models. Conduct credit, industry, and business analysis to support lending recommendations.
• Assist in the ongoing monitoring of approved credit arrangements. Track compliance with terms and conditions and identify relevant changes in client financial performance or business conditions. Support account management activities in line with risk management guidelines.
• Participate in client discussions to understand financing needs and support proposal development. Work closely with internal partners across Loan Syndications, Investment Banking, Trading, Risk Management, and Legal. Build strong working relationships with clients, internal stakeholders, and industry contacts.

Requirements

To succeed in this Associate position, you should possess a strong foundation in finance and a client-focused approach:

• You have a degree in Business, Commerce, Finance, Economics, or a related field. A Master’s degree or professional designation such as CPA, CBV, or CFA is preferred for the Associate position.
• You have 2–4 years of relevant experience in corporate lending, accounting, transaction advisory, investment banking, private credit, or a similar analytical finance role.
• You have strong skills in financial statement analysis, accounting, and financial modeling.
• You have strong written and verbal communication skills.
• You have strong organizational skills and the ability to manage competing priorities in a fast-paced environment.
• You have experience with corporate credit products, syndicated lending, or loan assessment (preferred for Associate position).
• You have knowledge of valuation, M&A, derivatives, and competitive/industry analysis (preferred).
• You are detail-oriented and intellectually curious.
• You are a self-starter with sound judgment.
• You are team-oriented and relationship-focused.
• You are client-focused and committed to delivering strong client outcomes.
• Values matter to you, and you bring your real self to work, living our values – trust, teamwork and accountability.

Benefits at CIBC

At CIBC, your career goals are a priority. We offer a comprehensive package designed to support your professional growth and well-being, recognizing your contributions and ambitions:

• Competitive salary and incentive pay.
• Banking benefits and a comprehensive benefits program*.
• Defined benefit pension plan*.
• Employee share purchase plan.
• Generous vacation offering.
• Wellbeing support.
• MomentMakers, our social, points-based recognition program.
• Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
• Access to modern spaces and technological toolkits to foster innovative solutions for our clients.

*Subject to plan and program terms and conditions.