Financial Planning Consultant - CIBC, Toronto

Role overview

We are building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what is right for our clients. As part of CIBC's Financial Planning and Advice team, you will offer comprehensive financial planning and specialized wealth planning strategies to CIBC clients, operating within the Canadian Investment Regulatory Organization.

Your impact

You will be accountable for providing expert financial planning counsel that specializes in wealth management solutions working in partnership with CIBC banking centre based advisors for their clients. Your core responsibilities include:

• Provide subject matter expertise of industry, economic and market impact on the business, legislation, competitors, regulators, and trends.
• Engage with clients in a discovery advice conversation to understand, define and analyze their priorities and family dynamic.
• Analyze clients financial situation and investment portfolios and align recommendations to client goals.
• Prepare and present holistic financial plans using CIBC financial planning tools that encompass retirement, education, and intergenerational estate considerations.
• Provide clients insights on the current economic and market environment and the effect on their investment portfolios.
• Educate Advisors and relationship managers about the role and the value proposition of the Financial Planning Consultant.
• Share results of client discussions and coordinate the delivery of products and services sold with the relationship manager.
• Work as a team with relationship managers within the banking centre network to identify current and potential High Value Clients with investment, business transition and estate planning needs.

Requirements

To qualify for this opportunity among CIBC careers, candidates must meet the following professional and educational criteria:

• Postsecondary degree or diploma and/or 4 years of relevant experience.
• Certified Financial Planning designation (CFP) with Financial Planning Canada, or IQPF in Quebec, upon hire.
• Current accreditation and good standing as a Registered Representative with Canadian Investment Regulatory Organization - Investment Dealer (CIRO-ID), or CIRO-MFD licensing.
• For Quebec candidates: current accreditation and good standing in AMF licensing, successful completion of Canadian Investment Funds Course or Canadian Securities Course, and Registered Retirement Consultant designation.
• Extensive investment knowledge and expertise with a strong understanding of markets to respond to sophisticated, high net-worth clients.

About the company

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We work to recognize you in personalized ways including competitive compensation, banking benefits, wellbeing support, and employee assistance programs.