Posted: May 27, 2026
Aggregated from workday. View original posting at canadiantirecorporation.wd3.myworkdayjobs.com. Apply directly with the employer.
Credit Risk Strategist, Oakville, ON is listed at Canadian Tire in Oakville. The Beaver Board aggregates this opening from the employer's career page — apply using the button below to reach the official application. Browse more jobs at Canadian Tire.
The Credit Management & Bank Operations department at Canadian Tire Bank is dedicated to providing world-class analytics. Its mandate is to maximise the profitability of our credit card portfolio by carefully balancing risk with reward potential. The Credit Risk Strategist reports to the Manager, Late Stage Customer Management, and plays a crucial role in achieving this mandate. This position is responsible for developing credit risk strategies, segmenting customers, and providing high-quality analytics necessary to build, execute, and refine these strategies effectively.
In this role, you will participate in the complete lifecycle of credit risk management, which includes data mining, model building, decision optimisation, strategy development, and implementation. You will be responsible for developing, managing, and monitoring credit risk strategies specifically related to account management and collections. A key part of your work will involve continuously monitoring strategy effectiveness and identifying opportunities to enhance performance. You will perform quantitative analysis on the Canadian Tire Bank portfolio and translate these results into actionable recommendations for the business.
Fostering strong relationships with internal business partners is essential to gain a thorough understanding of their needs and ensure that Credit Risk interests are addressed in collaborative projects. You will formulate plans to address customer needs through various strategies, including authorisation decisions, reinstatement strategies, card reissuance, collection tactics, and other related maintenance analytics. It is crucial to prioritise and manage multiple work assignments in a dynamic business environment, ensuring that projects are implemented on time and with quality. Furthermore, you will ensure that audit and compliance requirements are consistently maintained and continuously improved.
We are looking for candidates with a university degree in a quantitative discipline, with Mathematics or Statistics being preferred. You should possess demonstrated analytical, mathematical, and problem-solving skills. Proven ability to program in pertinent languages, including SAS, SQL, and Python, is essential. Candidates must also have a proven ability to translate complex business needs into statistically sound solutions and effectively communicate technical insights back to the business. Big picture thinking is key; you should be able to understand broader impacts and explain complex analytical recommendations to both technical and non-technical stakeholders. Strong written and oral communication skills are required for presenting results to business partners. Knowledge of the credit card lifecycle and credit risk management is preferred, and familiarity with TSYS, TRIAD, and BLAZE is considered a valuable asset.
Canadian Tire Bank values its talent and offers a comprehensive package. This includes competitive pay, comprehensive benefits, and robust retirement programmes. You will have opportunities for performance incentives and access to continuing education programmes to support your professional growth. We also provide various perks to support your overall well-being, along with significant career growth opportunities and product discounts. The broadband salary range for this position is $53,000 – $88,000 CAD. Salary decisions are influenced by factors such as your experience, industry benchmarks, internal equity, and other role-specific requirements. For critical roles, compensation is reviewed to align with market rates and the unique value you bring.
At Canadian Tire Services Limited/Canadian Tire Bank, our core mandate is to continuously create innovative and rewarding financial solutions for our customers. Our expanding suite of products and services is a testament to the dynamic contributions of our employees. Our success is driven by a strong vision, loyal customers, and our ability to build diverse teams that reflect the communities we serve across Canada. We are committed to fostering an environment where belonging thrives, and diversity, inclusion, and equity are integrated into everything we do. We believe in building an organisational culture where everyone is treated with dignity, respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. Our collective purpose is to help make life in Canada better. We welcome and encourage candidates from equity-seeking groups and are committed to providing accommodations throughout the application and interview process. Should you require any accommodation, please make it known, and we will work with you to meet your needs.
